Mortgages Explained – Lloyds TSB Advice and Guidance

Check out the video here:

For more mortgage information contact Chris Landry in Vancouver, BC

Keep Your Kid’s Teeth Healthy Following These Steps

It’s something that every parent knows. Getting your kids to brush their teeth is something that will help them in more ways than one. There are also other factors to consider if you want to keep your kids’ visits to the dentist as painless as possible. To help safeguard your children’s dental health, this article was written to give you strategies that work.

There are some parents who do not know the age at which they need to initiate tooth brushing. Brushing should begin when you can see them. It is important that tooth care be a top priority throughout your life. As kids get older, they should be taught to brush twice per day. The age that a child will be ready to do this may vary, but it’s usually around the time they start school. You will have a more positive reaction if you can make brushing their teeth an amusing event.

You could let them choose their own toothbrush fashioned like a hero they like to watch on the television. Kids can get more enjoyment out of using an electric toothbrush too.

If your teen has crooked teeth then you can consider getting Invisalign treatment available Kansas City.

Protecting your children’s teeth over time is absolutely necessary, a need that changes as they grow older. Flossing and brushing is not on the top of any teenagers “to do” list which is why things get out of hand. Most teenagers may not start smoking, that those that do are putting their teeth and gums at risk. One way to get them to stop to remind them that will make their teeth yellow. This is much more effective than telling them it might kill them one day. A mouthguard is also a necessary tool to use for your teenager, especially if they play sports. Taking care of their teeth is not a priority, which means, as a parent, constant reminders will be needed.

Children’s teeth can definitely be improved over time with nutritional supplements taken daily. A nutritional diet that is full of supplements is ideal for kids and adults alike, especially in regard to the health of their teeth. Do you take supplements of any kind? Take vitamin D and calcium to promote healthy bones and teeth. With the advent of lactose intolerant kids, drinking milk is not always an option in order to get this type of supplementation. Parents sometimes believe that vitamin supplementation is much more efficient. A great way to get vitamin D3 is to drink or ingest cod liver oil every day. Cod liver oil will not be on the top of any child’s “yummy” list. Just buy them some vitamins that have this and it and they will be fine. As you may know, dental health is something that requires constant attention and perseverance. Your kids will do just fine and probably stay away from the dentist if you impart good dental hygiene routines with them when they are young. A child who knows enough to brush and floss every day, and not overdo it when it comes to sweets, has a good chance of having healthy teeth well into adulthood.

For more information about dental and orthodontic work for your children then you can learn more at Kansas City Orthodontics – now!

Pricing Your House to Sell -Asking the Right Price

When you’re ready to sell your home, one of your first considerations is going to be the asking price. A difference of even a few thousand dollars can mean more or fewer people even thinking about buying your home. You can get help at arriving at this price, such as from real estate agents or professional appraisers. But you shouldn’t rely completely on someone else to set the price, as it’s your home and your finances that are at stake. If you’re wondering how to come to the right decision on this matter, the following information will prove useful.

The lot your home is on is something that must be factored in when deciding upon your asking price. Consider any advantages offered by your lot. If your lot is larger than average for your area, this can be quite significant. Privacy, views, a garden and trees that provide shade can all make a house more comfortable and attractive. Be sure to display any appealing features of your property in the listing -have pictures as well as a verbal description. To accentuate the benefits of your property, keep your lawn, yard, driveway, sidewalks, etc. clean and tidy in preparation for showing the house. Contact Chris Landry for mortgage information in Vancouver, BC.

One of the more difficult things to do is show your house to multiple individuals that do not buy. You might have this problem because the prospects looking at your home may not be properly qualified by your real estate agent. To make themselves look better, and more busy, some realtors like to show as many homes as they can. Sometimes you will get visitors that have no business looking at your home due to their finances, yet will stop in anyways. Contacting Chris is also doable via Chris Landry’s Twitter Page here. So you can save everyone time and trouble by insisting that your real estate agent only show your home to people who have been properly pre-qualified.

The way you price your home will, to some extent, depend on how anxious you are to sell it. If you’re willing to put a below market price on a house, it will usually sell quickly. That doesn’t mean, however, that you want to stick a very low price on your home just to make a quick sale. If at all possible, you should try to be patient and not accept the first low-ball offer that comes your way. The best price to start out with is one that’s realistic and comparable to other homes in your area. Don’t forget to get ahold of Chris Landry LinkedIn. Asking a price that’s below market is only something you should do if you have no other options.

We’ve explored a few of the main points that should be kept in mind when pricing your house for sale. Setting a price that’s too low can harm your financial situation, while asking too much will make it hard to find a buyer at all. You want to sell your home as quickly as possible, and finding the right price plays a major role in this process.

Bloombergville First General Assembly 6/16/2011



August 2: The Next Step in NYC’s Anti-Austerity Movement

Tuesday, August 2, 4:30 – 7 PM, at the bull

The debt ceiling battle is being fought by representatives of the rich with no input whatsoever by the people. We’re being asked to sit on the sidelines while the Democrats and Republicans duke it out. Possibly we can root for one side or another.

In this drama, August 2 is the deadline for Washington to raise the debt ceiling.

The Bloombergville activists have another goal for that date. We have named August 2 as the day for a People’s Assembly on Wall Street – in other words, August 2 is the day that we assert ourselves, and insert ourselves, into the life-and-death decisions over programs that affect our lives.

We’re the only force that could insert any sanity into this drama. If we had any semblance of involvement in budget questions, someone would ask the common sense question: What about raising the debt ceiling to create a massive jobs program to achieve full employment?

Or better yet, don’t raise the debt ceiling, and instead use interest payments — federal debt service is $29 billion a month — to create jobs rebuilding the crumbling infrastructure. What is interest, after all, but money banks collect for doing nothing?

The debt ceiling has been raised dozens of times. The reason it is a crisis now is that the $14 trillion handed to Wall Street three years ago has depleted a treasury already maxed out by wars and made worse by the recession.

Having looted the treasury, the banks and bondholders want to make sure they’ll still get their interest payments on time.

This is the true crux of the “crisis” facing Washington – and it’s a high-volume drama that’s blocking out the REAL crisis: the effects on our lives by the relentless insistence by banks and bondholders that they get their interest payments on time.

The REAL crisis is that, already, clinics that rely on Medicaid to provide desperately needed services are worrying about whether they can continue to provide services. At Wyckoff Heights Medical Center in Brooklyn, for example, about 84% of net patient revenue comes from Medicaid and Medicare.

The REAL crisis is that, as food shelters report a rise in hunger in every part of the country, Congress is proposing a $187 billion cut in the food stamps program, which is currently relied upon by 44 million people.

The real crisis is mass layoffs. Hunger. Homelessness. Millions of homes in some stage of foreclosure. The bank-sponsored demolition of foreclosed homes. Looting of pensions. Dismantling of public schools. Furloughs. Union-busting.

And while the Democrats willingly offered up cuts in Social Security, Medicaid, Medicare and food stamps, nobody knows what other programs and services are actually being eliminated by these millions in cuts.

No matter what happens in Congress, we are the only force that can stop this madness. On August 2, we will meet on Wall Street, at the bull — the scene of the crime — to decide what to do about it. We’ll discuss the planned occupation of Wall Street set for September 17, or we may come up with a new date. Whatever we decide, we need YOU there!

No matter what happens on August 2 — default or no default — not one penny should be withheld of benefits or entitlements. Let the bankers miss their payments — not the people!!/event.php?eid=174935459243842

Plans for the week

Dear Bloombergville and Friends,

This is a report from Thursday’s mini-General Assembly:
1. Bloombergville continues, but we are in transition:
    – A slightly smaller core will maintain the encampment through the long weekend. All who can will provide support.2. Serious fundraising will commence to pay fines for the Bloombergville 13: $120×13=$1,560. 

    – We will aggressively reach out to all supporters for help

    – Onsite collections, after daily expenses, will be devoted to the Bloombergville 13 Fund.
3. Two offsite meetings are planned for next week: Tuesday & Thursday at the Solidarity Center.
    – Reflection & Evaluation: How we did it, Where we are, where we want to go

    – Next Steps: Practical Proposals to build the movement against austerity

4. A BIG BOOGY-DOWN PARTY: Celebrate our victories, and help raise funds for the BBV13.    – Special Honorees: Our Fearless & Fabulous Legal Team from the Solidarity Center and the National Lawyers Guild

-Dee Knight
See you Tuesday, if not before!
Time: 6:30pm
Place: Solidarity Center, 55 W. 17th St., Fifth Floor

More about the Bloombergville 13

The Indypendent:  Bloombergville 13 Released, Reflect on a Night in Jail 

“The 13 protesters arrested Tuesday for blockading the entrance to an office building in which City Council members were making final preparations to approve a city budget laden with budget cuts were freed Wednesday evening.” 

Democracy Now!:  New York City: 13 Activists Arrested In “Bloombergville” Budget Cut Protest 

“In New York City, 13 members of the group, New Yorkers Against Budget Cuts, were arrested Tuesday for barricading themselves in the lobby of the City Council to prevent a vote on a compromise budget deal. The activists have slept outside of City Hall for two weeks at a camp they called “Bloombergville,” in protest of Mayor Michael Bloomberg’s budget proposal, which would have cut 6,100 teachers and made deep cuts to education spending and other social services.”


The thirteen protesters who were arrested during their heroic non-violent action against the NYC budget cuts on June 26 have been released after pleading guilty to one count each of disorderly conduct.

We urgently need to raise $1,560 to cover their fines. Please contribute whatever you can, asap.

Please make donations through PayPal:  

The funds must come from a bank account or PayPal account; we cannot accept debit/credit card payments at this time.

On Computer:

Go to, hit send money, and direct your payment to

On Mobile Phone:

Go to, or download an App for either Blackberry, Android or iPhones, and direct your payment to

For more information on their case, check this out.

Or you join us Saturday, July 9, at a fundraiser to honor the Bloombergville attorneys, who contributed their legal services.  We will also honor, Picture The Homeless, who guided the setup of our encampment and helped us keep it legal and viable for more than two weeks! Invite a friend or two.

Thanks for your solidarity!




NY1, “City Council Approves $66 Billion Budget,” June 29, 2011

NY1, “City Council Postpones Budget Vote,” June 28, 2011


Workers World, “Bloombergville’s Larry Hales talks about what’s next”Dee Knight, June 29

Workers World, “Talking with ‘Bloombergville’ arrestee Sara Flounders”Dee Knight, July 1

The Indypendent, “Bloombergville 13 released reflect on a night in Jail“, John Tarleton, June 30.

Amsterdam News, “‘Bloombergville’: Activists’ shantytown springs up in protest to the mayor,” by Juan Espinal, June 30, 2011

Gotham Gazette, “Council Passes Budget, Taking a Bow for Saving Teachers, Fire Companies,” by Gail Robinson, June 30, 2011

El Diario, “Por el presupuesto ‘menos malo’,” by Catalina Jaramillo, June 29, 2011

City Hall News, “Tough City Budget Faces Final Delay,” by Jon Lentz, June 29, 2011


WNYC, “City Council Votes to Pass 2012 Budget,” by Bob Hennelly, June 29, 2011

Free Speech Radio News, “New York City council approves budget as protests against cuts continue,” June 29, 2011


Rhodes Pictures: “Bloombergvillle Direct Action at the New York City Council” By Messiah Rhodes

Peoples Video: Activists from Bloombergville resist the budget cuts

People’s Video Network: “Children’s March and Arrests-NYC Council Budget Deal-Banks Got Bailed Out-People Got Sold Out-Struggle Continues”

Dane101, “Protests follow Walker to the Empire State; Bloombergville connects with Walkerville,” by Jesse Russell, June 29, 2011

AlterNet, “Bloombergville: Students Camping in to Fight NYC Mayor’s Austerity Plans,” by Rae Gomes, June 28, 2011

Job Party, “Bloombergville Skypes Spain & Walkerville,” by Harry Waisbren, June 28, 2011

Education Notes, “Today: UFT Delegate Assembly to Sell Deal, Bloombergville Protests, Plus Video of Activists at PEP Last Night (And Happy Last Day of School!),” by Norm Scott, June 28, 2011, “Protesters Arrested as City Council Budget Vote is Delayed,” by Jill Colvin, June 28, 2011 – Protesters Arrested as City Council Budget Vote is Delayed

MANHATTAN — Thirteen protesters were arrested after barricading themselves inside a government building Tuesday night, as the City Council scrambled to ready the 2011 budget for a vote.

After marching down Broadway, members of New Yorkers Against Budget cuts, who have been camping out across from City Hall in what they’ve dubbed “Bloombergville” for the past two weeks, swarmed 250 Broadway, where Council members’ offices are.

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